2. Definitions

• “SmartKYC” refers to the document verification platform operated by Smart Technology Services Ltd.
• “User” refers to any individual or entity accessing or using SmartKYC.
• “Services” refer to the document verification solutions provided by SmartKYC.
• “Verified Documents” refer to any document submitted for verification.

3. Use of Services

• Users must provide accurate and complete information when submitting documents for verification.
• SmartKYC reserves the right to reject any request that does not meet the verification requirements.
• Users are responsible for ensuring they have the necessary legal rights to submit documents for verification.

4. Account Registration

• Some services may require users to create an account.
• Users must keep their login credentials secure and notify SmartKYC immediately of any unauthorized access.
• SmartKYC is not liable for any loss resulting from unauthorized access due to user negligence.

5. Verification Process

• SmartKYC verifies documents based on publicly available and authorized third-party sources.
• Verification results are provided based on available information at the time of processing.
• SmartKYC does not guarantee the absolute authenticity of any document but ensures best-effort verification.

6. Fees and Payments

• Users must pay applicable service fees as stated on the website before verification services are provided.
• Payments are non-refundable unless otherwise stated.
• SmartKYC reserves the right to adjust pricing at any time, with prior notice to users.

7. Data Protection and Privacy

• SmartKYC collects and processes user data in accordance with its Privacy Policy.
• User data is handled securely and will not be shared with third parties except as required by law or with user consent.
• Users must ensure that they have the necessary authorization before submitting third-party data.

8. Limitation of Liability

• SmartKYC provides verification services on an "as-is" basis without warranties of any kind.
• SmartKYC is not liable for any direct, indirect, or consequential losses resulting from the use of its services.
• Users assume full responsibility for how they use verification results.

9. Intellectual Property

• All content on the SmartKYC platform, including text, logos, and technology, is the property of Smart Technology Services Ltd.
• Users may not copy, distribute, or modify SmartKYC’s content without written permission.

10. Service Modifications and Termination

• SmartKYC reserves the right to modify, suspend, or terminate services at any time.
• Users who violate these Terms may have their accounts suspended or terminated without notice.

11. Governing Law

• These Terms and Conditions are governed by the laws of the Federal Republic of Nigeria.
• Any disputes shall be resolved in Nigerian courts.

12. Amendments

• SmartKYC reserves the right to update these Terms and Conditions at any time.
• Continued use of SmartKYC after updates constitutes acceptance of the revised terms.

13. Contact Information

For any inquiries regarding these Terms and Conditions, contact us at: support@smartkyc.ng